Scalloped Potatoes

• about 7 good sized potatoes
• 1 stick butter
• 1/3 cup flour
• 1 cup Half and Half
• 1 cup milk
• Pinch of Nutmeg
• 1/2 tsp salt
• 1/2 tsp pepper
• 1 pkg cheddar cheese, shredded
• 1 pkg Parmesan cheese, shredded
• 1 large onion, diced (I use white onion)
• freshly chopped chives

• Wash and cut potatoes as uniformly thin as possible.
• In a heavy sauce pan melt the butter, add the flour,  stir well.
• Add half & half and milk, stir well and heat until simmering and thickens.
• Add nutmeg, salt and pepper.
• Add a handful of cheddar cheese and pkg parmesan cheese, stir until cheese is melted.
• Place a thin layer of the mixture on the bottom of a pan making sure all the bottom is covered.
• Place a layer of potatoes, layer of onions, layer of mixture, layer of potatoes, layer of mixture.
• Place remaining potatoes if desired.
• Cover well with the remaining cheddar cheese.
• Sprinkle chives over the top.
• Cover pan with foil.
• Bake 400° for 35 minutes.
• Remove foil and bake another 15 minutes or until golden brown.
• Let stand a few minutes before serving.